Insurance & Payment

Clear guidance on insurance, estimates, and payments

Clear Information Before Care Begins

Dental costs should not feel like a mystery. We'll explain recommended care, review the estimate available at the time, and answer your questions before treatment begins.

Estimates are based on the information available before treatment and are not guarantees of insurance payment. Your plan determines its final contribution after processing the claim, and you are responsible for any remaining balance.

Piggy bank, calculator, and tooth model on a desk with paperwork
Dr. Hays reviewing a dental X-ray with a patient

Paying out of pocket or without insurance?

We accept cash, card, and insurance, and financing is available. We offer payment plans to help make dental care more manageable.

If you are paying out of pocket, our team will work with you to review recommended treatment, costs, and payment options that fit your needs and budget. We'll discuss the available options with you before treatment so you can make an informed decision.

Insurance and payment questions

Summit Dental Care and Dr. Hays are in network with Delta Dental, Guardian, and Ameritas.

  • We are adding more plans to the list of insurance networks we participate in. Call our office to check current participation and discuss what your individual plan may cover.
  • Networks and benefits vary by employer and policy.
  • Accepting your insurer does not guarantee that every plan is in network or that every service is covered.
  • Before your visit, call us at (206) 292-9980 with your insurance information.
  • We also recommend confirming your plan details directly with your insurer.

We will review the available cost information with you before treatment begins.

  • Our team will explain the recommended care and the estimate available at that time.
  • An estimate is not a guarantee of insurance payment.
  • Your insurer determines its final contribution after processing the claim.

Please have the following information available when you contact us:

  • Your current insurance card.
  • The subscriber's information.
  • Any additional details our team requests to help confirm your plan.

Yes. You can make a payment online at any time.

  • Visit the Weave Bill Pay portal. The portal opens in a new tab.
  • Contact our team if you have questions about an estimate, balance, or payment timing.
  • We will explain the information available and help you understand the next step.

Request an Appointment

New patients are welcome.
Send a request, and our team will contact you by phone or text to confirm a date and time.

720 Olive Way, Suite 930
Seattle, WA 98101

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